We are aware that many businesses would like to implement a software solution without committing to a large scale, up-front capital spend.

e.bi, in partnership with Belgravia Finance, may be able to offer you a finance solution to make full use of our software solutions, without having to settle the total licence-implementation-maintenance invoice in advance. Instead, you can pay in more convenient fixed monthly or quarterly amounts.

Financial benifits

Purchase what your business needs now You do not have to wait until the cash is available to meet the full cost of the product; you can purchase what your business needs now. Can be booked as an operating expense In many circumstances, the monthly/quarterly payment can be booked as an operating expense and does not have to be approved as capital expenditure. The Phased Payment solution leaves other credit lines intact; it does not impose on bank lines or overdraft.

Does not appear on balance sheets Rental contract liability does not appear on balance sheets. Opt for monthly or quarterly payments to fit in with your cash flow. 100% tax deductible Repayments are normally 100% tax deductible. This method conserves working capital and increases liquidity.

Determining the repayment amount

Licence, service and maintenance are all packaged up in one price: this is the amount to be financed. You can opt for 24 or 36 repayments.

For example:

The Arrangement

	Belgravia Finance arranges funding of the software purchase and youy repay under a Rental or Finance Lease arrangement. Your usage of the application is unaffected by the finance arrangement (*) and you may secure ownership if you feel the need at any stage (**).
	(*) so long as terms are adhered to. (**) subject to the terms of your agreement.

How to organise this

Take advantage of the e.bi Phased Payment Solution by following these steps:

We agree on the cost model of the software To get an indication of rental terms and amounts, click here For confirmation of rent and terms of this agreement, contact David Clarke, National Account Manager at Belgravia Finance on +61 3 9941 3100 or david_a_clarke@belgraviafinance.com

Complete an application form (available via David Clarke ) and hand it to your e.bi representative After the 'agreement' has been approved, we deliver the software and services and you start paying your monthly or quarterly repayments to the Finance Company

About Belgravia Finance

Belgravia Finance is accredited with 15 equipment funders and offers the full range of finance products to suit your commercial requirements.

Belgravia Finance have the ability to arrange finance for vehicles, IT equipment, fitouts, machinery (imported or local), franchise funding and acquisitions.